Riedmiller & Associates, Inc.
Insurance for One™
1. Our Commitment to Privacy
We respect the privacy of your information. We provide this explanation about our online information practices as a show of our commitment to protect your privacy. We do not sell or rent personally-identifying information collected during your use of our Web site without your permission. We will notify you at the time of data collection or transfer if your personally-identifying information will be shared with a third party. You will always have the option of not permitting the transfer by not using the particular services for which the information is collected or shared.
2. The Information We Collect
When you complete information request forms on our Web site or register on our Web site for any services we may provide or otherwise communicate with us, we collect and store your name, address, and other personally-identifying information. The user information we collect is categorized as follows:
- Application Information — information that you provide to us through our Web site and through other means. Examples include your e-mail address, physical address, zip code, and phone number.
- Transaction and Experience Information — information about your transactions with us, as well as information about our communications with you. Examples include your account history, requests for information, and our responses.
We need this information to provide goods and services that you request from our Web site and to let you know of additional goods and services about which you might be interested. We also use this information to customize your experience using our Web site. We may also share the information we collect about you with third parties from one or more of the following categories, but only to the extent authorized by you, necessary to provide the goods or services you request, or as required by law.
- Third-Party Service Providers, including insurance companies, benefit plan consultants and advisers, legal and financial advisers, third-party administrators, and similar third parties
- Credit Card Companies
- Government Agencies
3. The Way We Use Information
We use your personally-identifying information to improve our marketing and promotional efforts, to statistically analyze site usage, to improve our content and product offerings, and to customize our site's content, layout, and services. We may use your information to deliver information to you that, in some cases, is targeted to your interests, such as targeted banners, new services, and promotions. You can opt out of receiving this information by so indicating in your registration/preferences file or otherwise notifying us in writing. We may ask you to provide us voluntarily with additional information regarding your personal or business interests, experience, or requests, which we may use to customize our services for you. We may use your e-mail address, your mailing address, and phone number to contact you regarding administrative notices, new product or service offerings, and communications relevant to your use of the site. We will not send you promotions or announcements unless you give us permission to do so. You can opt out of receiving such contact by so indicating in your registration/preferences file or otherwise notifying us in writing. If you place a request for products or services, we use information to deliver your order. If you establish a credit account with us or our providers, we may collect additional information, including billing information, credit card number and expiration date, and tracking information from checks or money orders. If you obtain goods or services directly from one of our retail partners or service providers, we may exchange with the vendor personally-identified information about you for purposes of your transaction. We may also use or disclose information to resolve disputes, investigate problems, or enforce our Web Site User Agreement. At times, we may review status or activity of multiple users to do so. We may disclose or access information whenever we believe in good faith that the law so requires or if we otherwise consider it necessary to do so to maintain service and improve our products and services. We use your IP address to help diagnose problems with our server, to manage our Web site, and to enhance our site based on the usage pattern data we receive.
We employ reasonable and current security methods to prevent unauthorized access, maintain data accuracy, and ensure correct use of information. To use some of our services, you may be required to set up a password-protected account or profile on our Web site. We recommend that you do not divulge your password to anyone. It is your responsibility to keep your password protected. Our personnel will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Remember to sign out of your account and close your browser window when you have finished your session. This helps ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place where others may have access to it. Whenever you voluntarily disclose personal information online -- for example, on message boards, through e-mail or in chat areas -- that information can be collected and used by others. No data transmission over the Internet or any wireless network can be guaranteed to be perfectly secure. As a result, while we try to protect your personal information, we cannot ensure or guarantee the security of any information you transmit to us, and you do so at your own risk.
5. How You Can Update, Correct or Delete Your Information
If you set up an account or profile on our Web site, you can access the information that we collect online and maintain through normal updating methods. To update, correct or delete this information or any other information we collect about you through any means, you can contact us via e-mail at firstname.lastname@example.org, by fax at (513) 792-0453, or by phone at (888) 209-7983. If you set up and account or profile, it can be deleted or deactivated, but doing so will result in your not being able to access certain services. During the normal course of doing business, we will continue to share your information among our business units, our affiliates, and unaffiliated third parties as necessary in order to service your needs and accounts, respond to your requests, and fill any orders you place with us.
6. Children Under 13
7. Changes to Our Policy
8. Your Consent